Watercraft/Boat Insurance

Watercraft/Boat Insurance

Here at Frank Smith Insurance we have several companies to insure your watercraft.  Whether it is a jet ski, a small antique sailboat, or new luxury yacht., we can find the right protection for you vessel, its passengers and offer some extras as well.

Watercraft Insurance can insure you against most risks of owning and operating your boat, its motor and its trailer.

These risks can include:

  • Sinking
  • Fires
  • Storms
  • Theft
  • Capsizing
  • Stranding
  • Collision
  • Explosion

The property covered under boat insurance can include equipment permanently attached to the boat as well as:

  • Anchors
  • Oars
  • Electric Trolling Motors
  • Extra Fuel Tanks
  • Tools
  • Detachable Canopies
  • Seat Cushions
  • Life Preservers
  • Skis and Tow Ropes
  • Dinghies