Who We Are

Here in Southeastern Massachusetts and Rhode Island, the Smith name has been synonymous with insurance, and integrity since Smith-Cochrane Insurance opened its doors in 1953.

Frank Smith Sr. and Russell Cochrane sought to create a friendly, hometown environment to help provide their neighbors the protection and security needed in a rapidly evolving, post-war world. After years of dedication and service to the community, Frank would have his son, Frank Smith Jr., join the family business. Frank Smith, Jr. – known as Sandy – learned the ropes, and eventually took the reins. Frank Sr., Sandy, and Russell built a sound and well-respected business and loyal client base applying the simple principles of service, knowledge, and trust.



After moving the business across town for a time, Sandy returned the business to the original location of Frank Smith Insurance and Real Estate with a new team of energetic and knowledgeable agents, including Sandy’s stepdaughter, Jennifer A. Preston.  Following in Sandy’s footsteps, Jennifer became an active member of the community donating her time to local charities, serving on local boards and organizations, and supporting the area’s small business community.




Sadly, in 2020, Sandy Smith passed.  Jennifer stepped in as the leader of Frank Smith Insurance & Real Estate honoring the traditions set by her step-father and building a team that would usher the agency into a new era. The Smith Family business lives on today with a new generation embracing the classic principles Frank, Sr., Sandy and Russell’s customers expected while bringing fresh ideas and innovation for today’s clients in a changing industry.



The Insurance and Real Estate groups are two separate entities at Frank Smith Insurance & Real Estate, however our courteous and professional teams share the same philosophy and common goal of providing the highest level of service to our valued customers. We are not satisfied until you are.



Our Team

Left to Right: Dawn Nelson – Personal Lines Insurance Specialist, Jayne Clark – Operations & Project Supervisor, Keri Heffernan – Vice President, Jennifer Preston – President, Cheryl Domingos – Commercial/Personal Lines Insurance Specialist, Sarah Crampton – Operations & Processing Specialist, Sayda Saavedra – Personal Lines Insurance Specialist.

Insurance We Offer

Two Drivers Arguing After Traffic Accident looking at damage

Personal Insurance

Woman inviting to her flower shop

Commercial Insurance